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Do you need a large amount of cash to pay down some debts? Maybe renovate your home, or finance your child’s education? How about you go for a cash-out refinance? If your home value has increased and interest rates are hovering very low, tapping your home equity can be a great option. With a cash-out …
Continue reading “Cash Out Refinance: Home Owner’s Guide to Equity Refinancing”
There are many opposing thoughts regarding financial debt and whether or not there is such a thing as, good debt. Is all financial debt created equal? In this review of financial debt, I discuss what you may have heard regarding good debt and bad debt, whether it is always best to be debt free, and …
Personal credit and the credit scoring system can oftentimes be confusing. It seems nowadays that you cannot do anything without first checking with the credit “gods”. In this review of how personal credit works, I discuss in detail what a personal credit score is, how credit scores are calculated, how banks use your credit history …
