Digital Wallet: A convenience? How does it Work?

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In many circles, there has been a rising discussion surrounding digital currencies, cryptocurrencies and general blockchain technology. One of the buzz words tossed around more frequently has been “digital wallet.” Now, the digital wallet does not necessarily have to be only related to cryptocurrency, a digital wallet is simply a software base system that allows …

Stocks or Mutual Funds: How do You Decide?

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Stocks or Mutual funds for $1,000, please. There has been an age-old debate on which is better as an investment. Some say stocks because you are actually owning the company, some say mutual funds because there is the belief that there is diversification, therefore less risk. There are people that I know who swear by …

Plan to Retire Early in 3 Easy Steps

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If you plan to retire early there are a few things that you need to know. Standard retirement age is 65. In this article, I review some of the steps needed for early retirement. I am really discussing retiring earlier than 65. Retirement seems to be on many people’s mind. Especially if you are in …

Alison Prince E-commerce Review: 0 to $100k

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If you are searching for any kind of online business training system, you may have come across Alison Prince e-commerce 0 to $100k system. Given the increasing surge of online purchases due to the recent pandemic, you may be considering starting an e-commerce store. There is a lot of conversation around dropshipping and e-commerce lately. …

Personal Budget: How to Build it the Easy Way

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Building a personal budget sound incredibly boring, doesn’t it? I’m here to tell you that they aren’t. They are actually really important for your day-to-day success. Why do you think larger companies have a corporate budget? They need to know what they are spending money on, of course. Comparatively, you need a personal budget as …

Mutual Funds: What are they?

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Mutual funds are one of the most common investments. They seem to be popular in conversations around retirement and in the personal finance world. For that matter, whenever you watch any news show, it seems there is someone talking about investing or saving money in either insurance or mutual funds. Mutual funds are one type …

Financial Debt Review: Good versus Bad

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There are many opposing thoughts regarding financial debt and whether or not there is such a thing as, good debt. Is all financial debt created equal? In this review of financial debt, I discuss what you may have heard regarding good debt and bad debt, whether it is always best to be debt free, and …

How Personal Credit Works

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Personal credit and the credit scoring system can oftentimes be confusing. It seems nowadays that you cannot do anything without first checking with the credit “gods”. In this review of how personal credit works, I discuss in detail what a personal credit score is, how credit scores are calculated, how banks use your credit history …

Financial Literacy: A Path to Financial Education

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Financial literacy and financial education are thrown around a lot in the personal finance arena. And to be honest, I believe this topic should be discussed in much further detail. In this review of Financial Literacy, I am going to discuss what financial literacy is, why it is important, how it can start you on …